Knowledge

In the Know: Commercial Real Estate Appraisals

A Commercial Property Appraisal is an Important Step in the Loan Approval Process A commercial real estate appraisal is a calculated assessment conducted to determine the value of a commercial property. Commercial property appraisals are an integral part of the...

Commercial Lending 101: What You Need to Know

Learn the Ins & Outs of Commercial Lending to Better Understand Your Next Steps If you’re expanding your small business, you may be wondering: “Where will I get the funding for it?” Although personal finances and partners can put up some of the capital, much of...

5 Benefits of a Credit Union

The Benefits of a Credit Union vs Bank Make the Choice an Easy One Between 2013 and 2020, credit union membership increased by nearly 30% from 98.4 million to 126.6 million. This statistic makes it clear that more and more Americans across the nation are signing up to...

How to Get a Loan to Start a Business

Getting a Small Business Loan can be Essential to Financing Your Venture For those starting or growing a business, getting a small business loan is one of the first steps. With more than two decades of professional commercial lending experience, Extensia Financial can...

5 Types of Small Business Loans that can Help Your Company Thrive

Extensia and Its Sister Company LendThrive Offer Various Business Loans that Support Any Venture. Whether you’re opening a retail store on Main Street, expanding your restaurant or growing any other budding venture, you’ll likely need a business loan to help fund it....

How to Choose a Credit Union

Consider Several Factors When Choosing the Best Credit Union to Suit Your Needs With more than 6,200 credit union businesses in the United States, it can be difficult to choose the one that’s right for you and your financial needs. Luckily, Extensia Financial has more...

How to Get a Commercial Real Estate Loan

Extensia Financial Offers Professional Guidance on Applying for Commercial Real Estate Loans Experienced commercial lender Extensia Financial carefully guides brokers, credit unions and their borrowers through the commercial real estate loan process. Whether it’s...

Why You Should Choose a Credit Union vs a Bank

Extensia Financial Explains the Difference Between a Credit Union and Bank Extensia Financial has more than two decades of experience providing participation loans to credit unions and their borrowers. With such extensive experience working with credit unions,...

An Introduction to Commercial Real Estate Loan Terms

Extensia Financial answers a popular question: “What are the typical commercial real estate loan terms?” As a commercial real estate lender with more than two decades of experience, Extensia Financial has funded various types of commercial loans ranging from bridge to...

How to Get a Business Loan

From Business Loan Rates to Loan Terms, Extensia Financial Provides Professional Guidance on Applying for Commercial Loans Whether you’re planning to start a business or make changes to an existing one, you may need additional funds. That’s when a business loan...

4 Common Types of Commercial Real Estate Loans

Extensia Financial Breaks Down the Most Popular Commercial Real Estate Loans Available As one of the country's top commercial lenders catering to credit unions and their borrowers, Extensia Financial offers a variety of business loans ranging in size from $2 to $25...

How to Properly Review a Commercial Appraisal

As a Lender, Knowing the Ins & Outs of a Commercial Real Estate Appraisal is Incredibly Important As a commercial real estate lender, Extensia Financial has decades of experience assisting credit unions and their borrowers in the commercial real estate loan...

Debt Refinancing Available Through the SBA 504 Program

Effective July 29, 2021, business owners can now save money and refinance existing conventional loans, SBA 7a loans and SBA 504 debentures. A new rule was just enacted by the US Small Business Administration (SBA) to better meet the debt refinancing needs of small...

The Commercial Real Estate Loan Process Explained

Extensia Financial Assists Through the Full Lifecycle of the Commercial Loan Approval Process The commercial real estate loan process is more complex than a residential loan. Extensia Financial, one of the nation’s most seasoned commercial lenders funding loans up to...

The Importance of a Commercial Inspection

Commercial Property Inspections are an Essential Step in Closing a Sale As a commercial real estate lender, Extensia Financial has funded countless commercial real estate loans of varying scope and scale. With each of these loans, one of the most essential steps is...

Credit Marker Monday

Knowledge | February 2021

Extensia Financial is very proud to present our 10-part series, Credit Marker Monday, which features expert guidance on assessing credit risk from Matt Hunt, Payal Bhatia, Sadaf Gill, Chrystelle Mae Quioyo, and John Schroeder!

Loan Risk Management During a Downturn: A Calculated Science, Part 3

Knowledge | June 2020

Service organizations that work well in commercial lending utilize all tools available to mitigate risk, especially in preparation for any potential economic downturns. Extensia has this proficiency finely honed. We know how to mitigate risk, diversify portfolios, and analyze trends.

Loan Risk Management During a Downturn: A Calculated Science, Part 2

Knowledge | June 2020

As a credit union service organization (CUSO), Extensia helps credit unions navigate the intricacies of commercial real estate lending, and risk diversification is an important part of what we do. Examining the data, trends, and options make our risk management recommendations analytical, methodical and systematic.

Loan Risk Management During a Downturn: A Calculated Science, Part 1

Knowledge | June 2020

Part of our job here at Extensia Financial—a very significant part—is to help our partners navigate the complex matter of risk management. This is one of the many functions a credit union service organization (CUSO) performs. In the midst of the current public health and economic crisis, we are fielding quite a few calls pertaining to the lack of property rental income.

Loan Risk Management During a Downturn

Press Release | June 2020

Part of our job here at Extensia Financial—a very significant part—is to help our partners navigate the complex matter of risk management. This is one of the many functions a credit union service organization (CUSO) performs. In the midst of the current public health and economic crisis, we are fielding quite a few calls pertaining to the lack of…

How To Choose A Participation Partner

Knowledge | May 2020

Now more than ever credit unions are recognizing the importance of a well-diversified loan portfolio to mitigate risk while growing loans to maximize member value. But how do credit unions diversify and grow loans when bound by SEG-based or community membership charters? Participation loans are a convenient and cost-effective way to grow loan balances with quality assets,

How Will Interest Rates Factor Into Our Election-Year Future?

by Richard Caldwell | March 2020

Every major election year brings to the forefront excited discussion on important civic, social, and financial topics. Monetarily, we all expect—with increased attentiveness—more short term interest rate adjustments to greet our doorstep in 2020; some before and some after voting results get tallied. Let’s take a look together at factors that may instigate rate change this year.

“Extensia Financial has provided FAST CU with great LP opportunities which in turn allows us to strategize our balance sheet to best serve our members.”

– Paula Lehn, Chief Executive Officer

FAST Federal Credit Union